Loan Interest Rates Savings Interest Rates Fee Schedule

Effective as of: 1/1/2021
Saving Interest Rates
Rates are subject to change without notice. APR - Annual Percentage Rate APY - Annual Percentage Yield
TypeAPRAPY
Savings (Regular / IRA)0.25%0.25%
Sunshine Club Checking0.50%0.51%
Christmas / Vacation Club0.35%0.35%
 
Money Market
$2,500 - $24,9990.30%0.30%
$25,000 - $49,9990.40%0.40%
$50,000 or more0.50%0.50%

1) Three withdrawal per month limit (Excessive withdrawal fee - $7)
2) No Checks (Access over the counter, Teller 24 or Online Banking)
3) $2,500 minimum balance (Low balance fee - $25)
 
Certificates of Deposit*
6 Months0.50%0.50%
12 Months0.60%0.60%
15 Months0.70%0.70%
18 Months0.90%0.91%
24 Months1.00%1.01%
*$500.00 Minimum Deposit
 
IRA Certificates of Deposit*
6 Months0.50%0.50%
12 Months0.60%0.60%
15 Months0.70%0.70%
18 Months0.90%0.91%
24 Months1.00%1.01%
*$500 Minimum Deposit