Loan Interest Rates Savings Interest Rates Fee Schedule
Effective as of: 1/1/2021
| Loan Interest Rates | |||||
| All rates listed are based on best creditworthiness. Actual rate may vary based on individual credit profile and other factors. Rates are subject to change without notice. | |||||
| Collateral | APR | ||||
| Personal / Co-Maker | 9.00% | ||||
| Vehicles | |||||
| New to 2 years old | 3.24% | ||||
| 3 years or older | 3.74% | ||||
| Motorcycles / Recreational Vehicles | |||||
| New to 2 years old | 3.24% | ||||
| 3 years or older | 3.74% | ||||
| Other Collateral | |||||
| 9.00% | |||||
| Unimproved Land | |||||
| 1.50% over Prime Rate | |||||
| Home Equity Line of Credit | |||||
| 6.00% | |||||
| If the Prime Rate goes higher than 6.00%, then the Home Equity Rate will equal the Prime Rate. | |||||
| Share Secured | |||||
| Dividend plus 2.00% | |||||
| Based on highest dividend being paid on the funds securing the loan. | |||||
| Visa | |||||
| 9.90% | |||||
| Mortgages | |||||
| Contact the credit union for rates. | |||||
